Your situation is very important to us at Remortgage Fast. This is why we endeavour to take into consideration your unique circumstances when providing the services you’ve requested for.
We avoid taking care of our clients with a one size fits all approach because we are well aware that everyone is unique and thus has unique needs. By carefully assessing your needs and your situation, we can effectively provide you a fully tailored broker service that will leave you wholly satisfied.
If you need a professional mortgage or insurance broker in Hampshire you can trust, Remortgage Fast is entirely at your service. Get a free quote now by making use of our online form. Or give us a call on 800-2345-6789 to speak to one of our specialists.
What sort of situations do we often work with?
In our years of experience, we have worked with a variety of individuals from Basingstoke to Andover and other parts of Hampshire. Some of the situations we are commonly presented with include applying for a mortgage as a Self Employed individual, First Time Buyer, or Older Person. We also assist people with Bad Credit or those that have other unique issues.
Thanks to our diverse experience, we are more than capable of taking care of your special needs. Our experts are always available to provide useful professional advice to help individuals navigate different areas of applying for a mortgage loan or seeking comprehensive insurance.
By speaking with us before applying for a mortgage as a self-employed individual or an older person or someone with bad credit, you stand a higher chance of getting your application accepted. We also help individuals get best value deals by comparing service providers and explaining in detail what it is a client stands to gain or lose by pursuing a particular option. If you would like to learn more about how we can help you, get in touch with us today via our online contact form.
How we help Older People applying for a Mortgage
Most mortgage lenders aren’t very enthusiastic about granting a mortgage loan to an older individual. Especially those between the ages of 60 and 80. The reason for this is said older individuals once past the age of retirement often lose their steady source of income and are thus unable to finance repayment of the mortgage loan. This is not a risk many mortgage lenders are willing to take.
Also, the Mortgage Market Review (MMR) which came out in 2014 requires that lenders assess a mortgage borrower’s ability to afford a loan and other factors before accepting their mortgage application. Despite all this, there are still mortgage lenders who are willing to offer mortgages to older persons. Some lenders have maximum age limits of 80 while others actually have no age limits. Regardless if you are past retirement age, our specialists can help you facilitate a loan application and get you the financing you need from a dependable lender.
If you live in Waterlooville, Gosport, Southampton, or other parts of Hampshire, are over 60 and are having trouble getting your mortgage application accepted, our experts can help you turn things around fast. Give us a call today on 800-2345-6789 to make any enquiries.
How we help First Time Buyers in Hampshire applying for a Mortgage
The process of getting a mortgage deal for a first time buyer isn’t always a straightforward one. Firstly, the type of mortgage deal the first time buyer can get is entirely dependent on his/her needs as well as preferences. But in order to make the right choice, the first time buyer has to be in possession of all relevant information concerning his/her particular situation. With our help, you as a first time buyer will have an easier time getting a mortgage because we will guide you on available options as well as which is best suited to your needs.
We can guide you concerning a fixed rate mortgage loan whose interest rate will remain unchanged throughout the duration of the mortgage agreement. Or you could opt for a variable rate mortgage deal where the interest rate paid monthly is prone to rise and falls. There are also special mortgage arrangements we can advise you on and facilitate such as capped mortgages, offset mortgages, and so on.
Can self-employed individuals in Hampshire successfully apply for a mortgage?
Successfully applying for a mortgage as a self-employed individual cam be challenging, but isn’t impossible when you work with specialists such as our experts at Remortgage Fast. With our help, you can easily qualify for the same mortgage loans as a traditional borrower. What is most important is proving to the lender that you have a sufficient source of income as a self-employed borrower.
The reason why lenders verify the income of self-employed individuals before accepting them for a mortgage deal is they need to be sure you can afford your mortgage. We can help you navigate the process of application and documents required to ensure you get the best mortgage deal possible from the right lender.
Can a borrower with bad credit successfully apply for a mortgage?
Generally, people with bad credit are not considered eligible for a mortgage loan. But our experts have the competence and experience to help turn things around. If you have bad credit, we can help you get the best value bad credit mortgage deal. This means that even if you have a bad credit score, there’s still hope of getting that loan you need as long as you trust in us at Remortgage Fast.
Contact us today!
You can get access to a potential mortgage with little stress by talking to one of our specialist advisers today. Our service is available regardless if you are a first time buyer or a homeowner in Eastleigh, Havant, Winchester, Fleet, or any other part of Hampshire looking to remortgage.
Whatever your situation is, contact Remortgage Fast and we will search the entire market to ensure you get the very best mortgage deal for your circumstances. You can get in touch with us for a free quote via our online contact form or dial 02380-970-879 for a friendly chat. We guarantee that we have what it takes to ensure your financial needs are met.